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	<title>illuminea web presence agency &#187; Small Business</title>
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	<link>http://illuminea.com</link>
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		<title>illuminea presents: Social Media Workshop and SEO Seminar starting July 20, 2011 in the Tel Aviv area</title>
		<link>http://illuminea.com/israel/social-media-workshop-seo-seminar/</link>
		<comments>http://illuminea.com/israel/social-media-workshop-seo-seminar/#comments</comments>
		<pubDate>Mon, 11 Jul 2011 13:05:53 +0000</pubDate>
		<dc:creator>Illuminea Team</dc:creator>
				<category><![CDATA[Events]]></category>
		<category><![CDATA[Israel]]></category>
		<category><![CDATA[Marketing]]></category>
		<category><![CDATA[Small Business]]></category>
		<category><![CDATA[Social Media]]></category>

		<guid isPermaLink="false">http://illuminea.com/?p=2975</guid>
		<description><![CDATA[illuminea is excited to announce a 3-part Hands-On Social Media Workshop for Businesses on July 20, 27, and August 3, 2011. Each session will be four hours, and we will get hands-on at every stage with tools and techniques for optimizing your social media activity. UPDATE: After posting about the Social Media Workshop, we received [...]
Related posts:<ol>
<li><a href='http://illuminea.com/social-media/marketing-with-blogs-and-social-media/' rel='bookmark' title='Talking to the Tel Aviv Writer’s Cafe: 7 tips for marketing yourself with blogs and social media'>Talking to the Tel Aviv Writer’s Cafe: 7 tips for marketing yourself with blogs and social media</a> <small>This past Thursday I was privileged to speak to the...</small></li>
<li><a href='http://illuminea.com/social-media/starting-a-facebook-group-is-not-a-social-media-strategy/' rel='bookmark' title='Starting a facebook group is not a social media strategy'>Starting a facebook group is not a social media strategy</a> <small>First, a story: Almost a year ago, I met with...</small></li>
<li><a href='http://illuminea.com/blogging/announcing-corporate-blogging-and-social-media-seminar-in-jerusalem/' rel='bookmark' title='Announcing Corporate Blogging and Social Media Seminar in Jerusalem'>Announcing Corporate Blogging and Social Media Seminar in Jerusalem</a> <small>I&#8217;m excited to announce the launch of a new course...</small></li>
</ol>]]></description>
			<content:encoded><![CDATA[<p dir="LTR">illuminea is excited to announce a 3-part Hands-On Social Media Workshop for Businesses on July 20, 27, and August 3, 2011. Each session will be four hours, and we will get hands-on at every stage with tools and techniques for optimizing your social media activity.</p>
<p>UPDATE: After posting about the Social Media Workshop, we received requests to give an additional seminar on SEO &#8211; search engine optimization. So, we added a <strong><a href="../../illuminea-college/social-media-workshop/#seo" rel="nofollow" >One Day Seminar on “SEO – The Fundamentals of Optimizing your Site for Search”</a></strong>.  If you register for both the Social Media Workshop and the One Day SEO Seminar, you&#8217;ll get a 15% discount on both!</p>
<p>To register, <a href="http://illum.in/mTNGJg" rel="nofollow" >click here</a></p>
<p>&nbsp;</p>
<p dir="LTR"><strong>About the workshop</strong></p>
<p>We will be covering:</p>
<ul>
<li>Key concepts of social media and online marketing</li>
<li>Search engine optimization and why it’s important for social media marketing</li>
<li>Identifying goals and audience</li>
<li><strong>How to use Twitter for marketing</strong>: Setting up profiles that work for business, building up community, promoting your profile, what and how to write, monitoring, measuring, the best tools, etc.</li>
<li><strong>Getting the most out of LinkedIn</strong>: Using your personal profile to achieve business goals, customizing your company page, understanding the power of LinkedIn groups and Questions</li>
<li><strong>YouTube</strong>: Why YouTube is a huge opportunity, creating and optimizing your YouTube channel, optimizing your YouTube videos, growing your community</li>
<li><strong>Using Facebook for business</strong>: Profiles, Pages, Groups, Questions. how to analyze Facebook Insights</li>
<li><strong>Managing your web presence</strong>: How to manage your social profiles, content, and campaigns, Social media dashboard options and setting up your dashboard, Monitoring tools</li>
<li><strong>Getting your site ready for social media activity:</strong> Optimization, capturing leads, shareability, email marketing, analytics, social buttons</li>
</ul>
<p dir="LTR"><a href="http://illum.in/mTNGJg" rel="nofollow" >View the full workshop schedule here and register</a></p>
<p dir="LTR"><strong>Lecturer: Miriam Schwab</strong><br />
This workshop will be taught by Miriam Schwab, the Friendly CEO of illuminea, who is recognized as a leading developer on the WordPress platform and regularly lectures and serves as a web marketing evangelist and resource to the broader internet community.</p>
<p>To see a list of the conferences and events that Miriam has spoken at, <a href="http://illum.in/mTNGJg" rel="nofollow" >click here</a></p>
<p>&nbsp;</p>
<p dir="LTR"><strong>Workshop details</strong></p>
<p dir="LTR">Dates: July 20, 27, August 3, 2011 from 9:30am-1:30pm</p>
<p>Location: Tel Aviv area (Exact location to be announced)</p>
<p>Last day to register: July 13, 2011</p>
<p>The workshop will be taught in English.</p>
<p>Please feel free to contact us with any questions: info@illuminea.com</p>
<p>To register, <a href="http://illum.in/mTNGJg" rel="nofollow" >click here</a></p>
<p>Related posts:<ol>
<li><a href='http://illuminea.com/social-media/marketing-with-blogs-and-social-media/' rel='bookmark' title='Talking to the Tel Aviv Writer’s Cafe: 7 tips for marketing yourself with blogs and social media'>Talking to the Tel Aviv Writer’s Cafe: 7 tips for marketing yourself with blogs and social media</a> <small>This past Thursday I was privileged to speak to the...</small></li>
<li><a href='http://illuminea.com/social-media/starting-a-facebook-group-is-not-a-social-media-strategy/' rel='bookmark' title='Starting a facebook group is not a social media strategy'>Starting a facebook group is not a social media strategy</a> <small>First, a story: Almost a year ago, I met with...</small></li>
<li><a href='http://illuminea.com/blogging/announcing-corporate-blogging-and-social-media-seminar-in-jerusalem/' rel='bookmark' title='Announcing Corporate Blogging and Social Media Seminar in Jerusalem'>Announcing Corporate Blogging and Social Media Seminar in Jerusalem</a> <small>I&#8217;m excited to announce the launch of a new course...</small></li>
</ol></p>]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Everything you wanted to know about Paypal and the Israeli Shekel</title>
		<link>http://illuminea.com/israel/everything-you-wanted-to-know-about-paypal-and-the-israeli-shekel/</link>
		<comments>http://illuminea.com/israel/everything-you-wanted-to-know-about-paypal-and-the-israeli-shekel/#comments</comments>
		<pubDate>Tue, 23 Sep 2008 13:58:21 +0000</pubDate>
		<dc:creator>Miriam Schwab</dc:creator>
				<category><![CDATA[Israel]]></category>
		<category><![CDATA[Small Business]]></category>
		<category><![CDATA[online payment]]></category>
		<category><![CDATA[paypal]]></category>
		<category><![CDATA[peso]]></category>
		<category><![CDATA[shekel]]></category>

		<guid isPermaLink="false">http://illuminea.com/?p=151</guid>
		<description><![CDATA[People are always asking us about Paypal and how it works in Israel with the Shekel. So, I went back to the announcement on the PayPal blog, New PayPal Currencies: Mexican Peso and Israeli Shekel. After reading over comments from Moshe,  Fabio,  Roi, Roberto,  Yeong-Ping Koh and the like, I learned more from the comments [...]
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</ol>]]></description>
			<content:encoded><![CDATA[<p><a href="https://www.thepaypalblog.com/2008/07/new-paypal-curr/" rel="nofollow" ></a></p>
<p>People are always asking us about Paypal and how it works in Israel with the Shekel. So, I went back to the announcement on the PayPal blog, <a href="https://www.thepaypalblog.com/2008/07/new-paypal-curr/" rel="nofollow" title="Permanent Link: New PayPal Currencies: Mexican Peso and Israeli Shekel" rel="bookmark" >New PayPal Currencies: Mexican Peso and Israeli Shekel</a>. After reading over comments from Moshe,  Fabio,  Roi, Roberto,  Yeong-Ping Koh and the like, I learned more from the comments section than from the post itself. Here&#8217;s what I discovered:</p>
<ul>
<li>You can withrdraw money to any Israeli-issued VISA cards or U.S. Bank. Israeli PayPal users cannot withdraw funds to a MasterCard.</li>
<li>You can use your ILS balance to pay anyone in 190 markets worldwide. You can also receive funds from buyers or family and friends in Shekels.At this time, Israeli users can only withdraw money to a Visa card. Israeli users can also withdraw funds to a U.S. Bank account.</li>
<li>They&#8217;re using the ILS instead of NIS because PayPal uses the international currency code (ISO 4217) to represent all our currencies, and the first 2 characters has to be consistent with the country code IL.</li>
<li>The functionality is no different from any of the other multi-currencies like EUR, GBP etc. So for example, you can use your ILS to pay someone in the US in USD, the seller will receive his money in USD and the equivalent amount of ILS will be withdrawn from your PayPal account after a conversion charge. If you are using the card to pay a domestic Israeli seller, then it should work like a domestic purchase. If you are using your credit card to make a payment internationally through PayPal, then it should work just like when you use the card at an international merchant website or at a foreign retail store, and there may be applicable charges from your credit card company depending on their policy.</li>
</ul>
<p>Hopefully, cross your fingers, PayPal will keep its word to its commenters and implement local card acceptance (like Isracard), direct transfer to Israeli banks and add the Hebrew language to the Paypal site.</p>
<p>What online payment service do you use?</p>
<p>Related posts:<ol>
<li><a href='http://illuminea.com/ecommerce/withdraw-paypal-to-israeli-bank-accounts/' rel='bookmark' title='Israel PayPal accounts can now withdraw funds to Israeli bank accounts! Amen!'>Israel PayPal accounts can now withdraw funds to Israeli bank accounts! Amen!</a> <small>The day that I thought would never arrive is here:...</small></li>
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</ol></p>]]></content:encoded>
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		<title>CNNMoney selects Lehman Brothers as great employer for new grads. Oops.</title>
		<link>http://illuminea.com/small-business/cnnmoney-selects-lehman-brothers-as-great-employer-for-new-grads-oops/</link>
		<comments>http://illuminea.com/small-business/cnnmoney-selects-lehman-brothers-as-great-employer-for-new-grads-oops/#comments</comments>
		<pubDate>Tue, 16 Sep 2008 13:00:53 +0000</pubDate>
		<dc:creator>Miriam Schwab</dc:creator>
				<category><![CDATA[Small Business]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[lehman brothers]]></category>
		<category><![CDATA[recession]]></category>
		<category><![CDATA[TASE]]></category>

		<guid isPermaLink="false">http://illuminea.com/?p=150</guid>
		<description><![CDATA[CNN Money maintains a section of their site for displaying 20 Great Employers for New Grads. Their first pick: Lehman Brothers. Oops. I think new grads are going to have to look elsewhere to find great employers. I think a lot of people may have to look elsewhere to find great employers. Of course this [...]
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</ol>]]></description>
			<content:encoded><![CDATA[<p>CNN Money maintains a section of their site for displaying <a href="http://money.cnn.com/galleries/2007/fortune/0705/gallery.great_for_new_grads.fortune/index.html" rel="nofollow" >20 Great Employers for New Grads</a>. Their first pick: <a href="http://lehman.com" rel="nofollow" title="Lehman Brothers" >Lehman Brothers</a>.</p>
<p><a href="http://imageshack.us" rel="nofollow" ><img src="http://img516.imageshack.us/img516/5819/cnnmoneylehmanyj3.jpg" border="0" alt="cnnmoneylehmanyj3 CNNMoney selects Lehman Brothers as great employer for new grads. Oops."  title="CNNMoney selects Lehman Brothers as great employer for new grads. Oops." /></a></p>
<p><a href="http://www.dallasnews.com/sharedcontent/dws/news/nation/stories/091508dnnatwallstreet.7aecb503.html" rel="nofollow" title="Collapse of Lehman Brothers, sale of Merrill Lynch shakes stock market" >Oops</a>. I think new grads are going to have to look elsewhere to find great employers. I think a lot of people may have to look elsewhere to find <span style="text-decoration: line-through;">great</span> employers.</p>
<p>Of course this affects Israel, as it does the rest of the world. <a href="http://www.jpost.com/servlet/Satellite?cid=1221489044296&amp;pagename=JPost%2FJPArticle%2FShowFull" rel="nofollow" title="Tel Aviv indexes follow global plunge" >The TASE is already slipping</a> as a result of Lehman&#8217;s collapse, and the repercussions will probably trickle down.</p>
<p>So what does this mean for us? Rising prices of basic food staples, weak dollar, collapsing financial giants.</p>
<p>We&#8217;d better start tightening our belts.</p>
<p>And it gives us something else to pray about for Rosh Hashanah.</p>
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</ol></p>]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Israeli small businesses doomed to failure</title>
		<link>http://illuminea.com/small-business/israeli-small-businesses-doomed-to-failure/</link>
		<comments>http://illuminea.com/small-business/israeli-small-businesses-doomed-to-failure/#comments</comments>
		<pubDate>Mon, 21 Jan 2008 21:04:14 +0000</pubDate>
		<dc:creator>Miriam Schwab</dc:creator>
				<category><![CDATA[Small Business]]></category>
		<category><![CDATA[Israel]]></category>
		<category><![CDATA[taxes]]></category>

		<guid isPermaLink="false">http://illuminea.com/small-business/israeli-small-businesses-doomed-to-failure/</guid>
		<description><![CDATA[The Israeli economy is growing at a tremendous pace, yet a recent study by BDI-Coface has shown that despite the fact that there was a 3% rise in 2007 of newly-founded businesses over previous years, most Israeli businesses are doomed to failure. According to the study, only 58% of ventures are still around after two [...]
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</ol>]]></description>
			<content:encoded><![CDATA[<p style="text-align: center"><img src="http://illuminea.com/newsite/wp-content/uploads/2008/01/taxman.jpg" alt="taxman Israeli small businesses doomed to failure"  title="Israeli small businesses doomed to failure" /></p>
<p>The Israeli economy is growing at a tremendous pace, yet <a href="http://www.jpost.com/servlet/Satellite?cid=1200572504414&amp;pagename=JPost%2FJPArticle%2FShowFull" rel="nofollow"  title="BDI: Many new businesses fail to survive">a recent study by BDI-Coface</a> has shown that despite the fact that there was a 3% rise in 2007 of newly-founded businesses over previous years, most Israeli businesses are doomed to failure. According to the study, only 58% of ventures are still around after two years, and 30% are around after five.</p>
<p>Tehila Yanai, joint CEO of BDI-Coface, told the Jerusalem Post that founding a new business requires a delicate balancing act which can be easily upset by any number of factors:</p>
<blockquote><p>&#8220;When entrepreneurs start new businesses, they take out bank loans for investment in their venture. They can run into difficulties if their business plan doesn&#8217;t materialize, and their income doesn&#8217;t match their prediction. When that happens, paying back the loan becomes problematic,&#8221; Yanai said.</p>
<p>Fluctuating market conditions, tough competition, and new overdraft laws forbidding transgressions from credit limits all play a part in making life for a new business difficult, she said, though it was too soon to measure the effects of the new overdraft laws on businesses.</p></blockquote>
<p>I would like to add a few more factors to why Israeli businesses may fail:</p>
<ol>
<li><strong>VAT</strong> &#8211; Businesses are tax collectors for the government. We collect VAT from our clients, and hold it until VAT payment day. This causes two problems: 1. In many cases for B2B, and in most cases for B2C, businesses give their clients an official tax receipt, even if payment hasn&#8217;t yet been received. Sometimes payment doesn&#8217;t come for months, but the government demands that money on VAT day. If payment has not yet arrived, the business is paying this VAT out of pocket, which can spell disaster for a small business with tight cash flow. 2. It is difficult to get an idea of how much cash a business actually has when the money in the bank is made up of real income and VAT. A small business owner can look at his or her account, and make financial judgements based on what appears to be a nice sum of money, only to be in trouble when VAT day comes along.</li>
<li><strong>Income tax</strong> &#8211; Small businesses have to pay income tax advances that are calculated according to previous income, and is not based on real income. As a result, if a small business is going through a rough period and revenues are lower than usual, they still have to pay income tax at the rate for higher income. It is true that at the end of the tax year, if it is found that the business did indeed earn less, the owner will get a tax return, but that can take months and does not help them in their current difficult situation. With lower revenues and tight cash flow, a small business may find it hard or impossible to pay these income tax rates.</li>
<li><strong><em>Bituach Leumi</em> (National Insurance)</strong> &#8211; Bituach Leumi has no mercy. At least VAT is based on sales, and Income Tax has some logic behind it. Bituach Leumi couldn&#8217;t care if you were lying in a ditch with rags on your back. You&#8217;d still have to pay. I am not exaggerating: people with absolutely no income, like homemakers and students, have to pay Bituach Leumi. Similar to Income Tax advances, Bituach Leumi also sends business owners payment slips, but these are based on mysterious calculations that make no sense. In addition, <strong>freelancers/small business owners have to pay almost double the Bituach Leumi rate that employees do</strong>, and if they happen to grow enough that they can employ someone else, they actually get taxed on that and have to pay Bituach Leumi for the employee too!</li>
</ol>
<p>I&#8217;m guessing that many small business owners simply get tired of working like dogs only to see their hard-earned cash sucked up by the government. I&#8217;m not saying that small businesses shouldn&#8217;t pay taxes, but a system should be designed that makes it possible for them to do so.</p>
<p>Small businesses are the accelerators for any economy: they employ more people than the big businesses, and generally encourage growth. It is in everyone&#8217;s interest to support small businesses, and I think that in Israel the best way to do that is to consider modifying the current disastrous tax system.</p>
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</ol></p>]]></content:encoded>
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		<title>I have been accepted to the Middle East Entrepreneur Training program!</title>
		<link>http://illuminea.com/small-business/i-have-been-accepted-to-the-middle-east-entrepreneur-training-program/</link>
		<comments>http://illuminea.com/small-business/i-have-been-accepted-to-the-middle-east-entrepreneur-training-program/#comments</comments>
		<pubDate>Sun, 06 Jan 2008 11:19:36 +0000</pubDate>
		<dc:creator>Miriam Schwab</dc:creator>
				<category><![CDATA[Small Business]]></category>
		<category><![CDATA[Middle East Entrepreneur Training]]></category>
		<category><![CDATA[US State Department]]></category>

		<guid isPermaLink="false">http://illuminea.com/small-business/i-have-been-accepted-to-the-middle-east-entrepreneur-training-program/</guid>
		<description><![CDATA[Towards the end of September, I discovered a US State Dept.-sponsored training program for Middle East entrepreneurs that was accepting Israeli Arabs, but not Israeli Jews. The program, called Middle East Entrepreneur Training (MEET), had a number of tracks for application, and made it clear that they were particularly interested in female applicants. After verifying [...]
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<li><a href='http://illuminea.com/israel/us-state-department-backing-program-that-discriminates-against-jewish-israeli-entrepreneurs/' rel='bookmark' title='US State Department backing program that discriminates against Jewish Israeli entrepreneurs'>US State Department backing program that discriminates against Jewish Israeli entrepreneurs</a> <small>Update: A few interesting things have happened since I wrote...</small></li>
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			<content:encoded><![CDATA[<p align="center"><img src="http://illuminea.com/newsite/wp-content/uploads/2008/01/petra.png" alt="petra I have been accepted to the Middle East Entrepreneur Training program!" height="275" width="200" title="I have been accepted to the Middle East Entrepreneur Training program!" /></p>
<p>Towards the end of September, I discovered a US State Dept.-sponsored training program for Middle East entrepreneurs <a href="http://illuminea.com/small-business/us-state-department-backing-program-that-discriminates-against-jewish-israeli-entrepreneurs/" rel="nofollow"  title="US State Department backing program that discriminates against Jewish Israeli entrepreneurs">that was accepting Israeli Arabs, but not Israeli Jews</a>. The program, called <a href="http://beysterinstitute.ucsd.edu/applymeet/description.php" rel="nofollow"  title="Middle East Entrepreneur Training (MEET)">Middle East Entrepreneur Training (MEET)</a>, had a number of tracks for application, and made it clear that they were particularly interested in female applicants. After verifying that I indeed was a female living in the Middle East, I made a fuss, and thanks to the work of some intrepid <a href="http://www.israelnationalnews.com/News/News.aspx/123791" rel="nofollow" >journalists</a>, <a href="http://illuminea.com/blogging/middle-east-entrepreneur-training-program-discrimination-update/" rel="nofollow"  title="Middle East Entrepreneur Training program discrimination: update">the acceptance conditions for the program were immediately changed</a>, and I applied.</p>
<p>About a month later, I was called in for an interview in some State Dept. offices in Tel Aviv. I gracefully fell down the stairs to our parking lot on the way out, badly twisting my ankle. I almost didn&#8217;t go for the interview since I could barely drive, but I decided to press my luck anyway.</p>
<p><strong>What are you most proud of? </strong></p>
<p>The interview consisted of me facing a panel of four anonymous people for less than 15 minutes while they asked me colorful questions. It would have been nice if they had introduced themselves, but later on I found out that one of the panelists was the guy who had been dealing with all the flack from the ruckus about them not accepting Israeli Jews, and despite that he was surprisingly nice.</p>
<p>They asked me the types of questions I haven&#8217;t been asked for years, like &#8220;What have you done that you are most proud of?&#8221; Israelis ask such <em>tachlis</em> (to-the-point) questions when they&#8217;re interviewing someone, like &#8220;Oh, so you&#8217;re from Canada originally. Do you know my friend Dudu? He lived in Ottawa for about 10 months,&#8221; that I wasn&#8217;t prepared for these American-type questions.</p>
<p>The interview went so quickly that we kind of just looked at each other at the end, so I made sure to fill in the silence by telling them that I had fallen down the stairs on the way there, to give them a better feel for the type of person I am.</p>
<p><strong>You&#8217;re lucky number 25! </strong></p>
<p>I guess I did ok, because this past Friday I got my acceptance letter. (Either that, or they had to accept an Israeli Jew now, and I was the only applicant.) The letter said that I was one of 25 applicants who had been accepted out of 900. This made me feel very special. They also said the program had been postponed from May until August. That made me feel very relieved, since it gives me more time to figure out if I will actually go or not.</p>
<p>Why wouldn&#8217;t I go? Because it&#8217;s being held in Amman, Jordan, and despite the peace we have with the Hashemite Kingdom on paper, the Israeli National Security Council has <a href="http://www.nsc.gov.il/NSCWeb/Templates/country.aspx?countryId=149" rel="nofollow" >a serious travel warning against visiting Jordan</a>. Really serious. I mean, they are basically saying &#8220;If you are currently in Jordan, you better get the f*** out of there and run for your life.&#8221;</p>
<p>In the meantime, I&#8217;m hoping to learn some Arabic (Sabah al-hir &#8211; that&#8217;s supposed to mean &#8220;good morning&#8221;) and renew my Canadian passport.</p>
<p>Who could possibly hate a Canadian?</p>
<p>(I mean, besides you. And you. Ok, you too. You there, sit down and stop waving your hands!)</p>
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</ol></p>]]></content:encoded>
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		<item>
		<title>US State Department backing program that discriminates against Jewish Israeli entrepreneurs</title>
		<link>http://illuminea.com/israel/us-state-department-backing-program-that-discriminates-against-jewish-israeli-entrepreneurs/</link>
		<comments>http://illuminea.com/israel/us-state-department-backing-program-that-discriminates-against-jewish-israeli-entrepreneurs/#comments</comments>
		<pubDate>Fri, 21 Sep 2007 08:07:54 +0000</pubDate>
		<dc:creator>Miriam Schwab</dc:creator>
				<category><![CDATA[Israel]]></category>
		<category><![CDATA[Small Business]]></category>
		<category><![CDATA[Beyster Institute]]></category>
		<category><![CDATA[entrepreneurship]]></category>
		<category><![CDATA[Middle East Entrepreneur Training]]></category>
		<category><![CDATA[US State Department]]></category>

		<guid isPermaLink="false">http://www.illuminea.com/blog/small-business/us-state-department-backing-program-that-discriminates-against-jewish-israeli-entrepreneurs/</guid>
		<description><![CDATA[Update: A few interesting things have happened since I wrote this article. 1. The Beyster Institute has taken down all the pages I have linked to here. But they can&#8217;t beat Google! If you want to see them, simply paste the URL in your Google search box, and on the results page, click on &#8220;Cached&#8221; [...]
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</ol>]]></description>
			<content:encoded><![CDATA[<div style="text-align: center"><img alt="meet US State Department backing program that discriminates against Jewish Israeli entrepreneurs" id="image149" src="http://www.illuminea.com/blog/wp-content/uploads/2007/09/meet.jpg" title="US State Department backing program that discriminates against Jewish Israeli entrepreneurs" /></div>
<p><em>Update: A few interesting things have happened since I wrote this article. 1. The Beyster Institute has taken down all the pages I have linked to here. But they can&#8217;t beat Google! If you want to see them, simply paste the URL in your Google search box, and on the results page, click on &#8220;Cached&#8221; to see them. Contact me if you have any questions. I&#8217;ve also saved the pages on my hard drive. 2. A reporter contacted me for a story on this issue, and told me that &#8220;coincidentally&#8221; the Beyster Institute is redoing their program requirements, and now ALL Israelis are welcome to apply! Well, I&#8217;ll be applying, and I invite those of you believe you are suitable candidates to apply as well.</em></p>
<p><em>In the past, if I had noticed this and wanted to protest it, I would have had to write letters and fax news outlets, politicians, etc. and hope that someone cared. Chances of making change would have been slim to none for a mother-of -five-small-business-owner sitting in Jerusalem, and if any change were made, it would have taken weeks or months. But the Internet has changed all that. I started writing about this yesterday afternoon, and in less than 24 hours the injustice was resolved. I can&#8217;t prove that it&#8217;s not coincidence, but assuming it&#8217;s not, then apparently we all have the power to make change. A single letter or blog post CAN make a difference.</em></p>
<p>As a follower of all things related to Israeli business, I was excited to  discover a program geared towards training Middle Eastern entrepreneurs,  Israelis included. The program, <a href="http://beysterinstitute.ucsd.edu/applymeet/description.php" rel="nofollow" >Middle East  Entrepreneur Training</a>, is hosted at the <a href="http://beysterinstitute.ucsd.edu/" rel="nofollow" >Beyster Institute</a>, and heavily  supported by the <a href="http://www.state.gov/" rel="nofollow" title="US State Department" >US State Department</a>, and is <a href="http://beysterinstitute.ucsd.edu/applymeet/description.php" rel="nofollow" >described as  follows</a>:</p>
<blockquote><p>&#8220;The Middle East Entrepreneur Training (MEET) program is an  innovative training program designed to identify, develop and sustain a new  core of leaders in business and Civil Society Organizations (CSOs) throughout  the Middle East and North Africa (MENA)  region.&#8221;</p>
</blockquote>
<p><a href="http://beysterinstitute.ucsd.edu/applymeet/process.php" rel="nofollow" >The  Application and Selection Process page</a> states that &#8220;The MEET program  does not discriminate on the basis of sex, <strong>race</strong>, color, age, <strong>religion</strong> [my bold], national origin, or handicap. This policy is consistent with  all relevant U.S.  government statutes and regulations.&#8221;</p>
<p>Great! I&#8217;m a female Middle Eastern entrepreneur, and I even run <a href="http://entrepreneurbreakfast.illuminea.com/" rel="nofollow" >a social program</a> aimed  at strengthening the Israeli small business community: exactly what they&#8217;re  looking for, so I got ready to apply.</p>
<p>But then I came across the eligibility requirements:</p>
<blockquote><p>&#8220;Applications will be accepted from citizens of the following  countries and territories: Algeria,  Bahrain, Egypt, Iraq, <strong>Israel</strong><strong> (limited to  Israeli Arab citizens)</strong> [my bold], Jordan,  Kuwait, Lebanon, Morocco,  Oman, Qatar, Saudi   Arabia, Tunisia,  the United Arab Emirates, West Bank/Gaza and Yemen.&#8221;</p>
</blockquote>
<p>These criteria are not listed on the MEET site, but on various <a href="http://cairo.usembassy.gov/meet07e.htm" rel="nofollow" >US Embassy sites across the  Middle East</a>.</p>
<p>Limited to Israeli Arab citizens?</p>
<p>This is the equivalent of stating that they accept applicants from Iraq (limited to Sunnis), Lebanon (limited to Christians), and Jordan (limited  to Palestinians). Imagine the uproar if that were the case.</p>
<p>Let&#8217;s look further at the problematic nature of the application  requirements:</p>
<ol type="1" start="1">
<li><strong>The program is backed by the US State Dept., and explicitly       states that they will not discriminate</strong> based on race or religion. By stating that only Israelis from a       certain race are eligible, they are blatantly discriminating       against Israelis of other races.</li>
<li><strong>I have heard the argument that Israeli Arabs       need democracy training.</strong> Israeli Arabs are educated in Israel-sponsored       schools that teach their children courses in &#8220;Citizenship,&#8221; just       like Jewish children, which cover the principles and ethics behind       democracy. Israeli Arabs vote, get the same free health care as everyone       else, state-sponsored education, and all the other social benefits all       Israelis enjoy. Israeli Arab women enjoy rights here that they couldn&#8217;t       dream of anywhere else. See <a href="http://israelplug.com/business/first-arab-woman-exterminator-in-israel-part-of-growing-trend/" rel="nofollow" >this       post on Israeli Arab businesswomen</a> for an example of what they can       achieve in Israel.</li>
<li><strong>I have heard that Israeli Arabs are more in       need.</strong> According to poverty surveys in Israel,       Haredim and Arabs tend to equally make up those below the poverty line in Israel. Also,       in these surveys, &#8220;Arabs&#8221; include Beduin and Druze too. Someone       was told by someone involved in the institute that this program is <strong>not       open to Christians, Beduin and Druze Israelis either</strong>, allegedly to demonstrate       how the program is not anti-semitic (ok, now it&#8217;s anti-Israel-supporters).       But if the argument is that the program is geared to helping needy Arabs       in Israel,       then it must include Arabs of <em>all</em> religious persuasion. Not only       that, I&#8217;m sure many other poverty-stricken populations in Israel could       use some help in gaining economic independence: single-parent families,       handicapped, development town residents (Sderot anybody â€“ they seem a bit in       need).</li>
<li><strong>I have heard the argument that when programs       refer to the Middle East, they mean all countries except Israel</strong>, since       Israel       is generally considered &#8220;European.&#8221; First of all, Israel is       not European, and we are not part of the EU. But let&#8217;s say that is the       case â€“ then they should not accept Israeli Arabs, since they are just as       &#8220;European&#8221; as we all are. (Does that mean I can start charging       clients in Euros?)</li>
</ol>
<p><strong>How do you determine an Arab&#8217;s religious beliefs?</strong><br />
So if it is correct that they are only accepting Israeli Arabs, and only  Israeli Arabs that are not Christian, Beduin or Druze, how do they make sure  that they are rejecting applicants from the &#8220;wrong&#8221; religions? They  can&#8217;t do it according to their names (i.e. if they wanted to differentiate  Jewish from Arab applicants, they could just throw out all the Itziks and Dudus  and keep the Mohammeds and the Azizes).</p>
<p>Maybe they have a special question for religious screening on the  application:</p>
<p>Question 25: What would you say best describes you:</p>
<ol>
<li>I pray five times a day.</li>
<li>I am eagerly awaiting the Second Coming.</li>
<li>I believe I am a reincarnation of my great uncle Abdul.</li>
</ol>
<p>Woe unto those who believe in b and c.</p>
<p>I have contacted the Beyster Institute, Dr. Beyster, and the US State  Department, and they all replied that they will immediately correct this  injustice. <strong>Yeah right!</strong> I haven&#8217;t heard back from any of them.</p>
<p>The Middle Eastern Theatre of the Absurd continuesâ€¦</p>
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<li><a href='http://illuminea.com/blogging/middle-east-entrepreneur-training-program-discrimination-update/' rel='bookmark' title='Middle East Entrepreneur Training program discrimination: update'>Middle East Entrepreneur Training program discrimination: update</a> <small>A little over a week ago, I discovered &#8220;The Middle...</small></li>
<li><a href='http://illuminea.com/small-business/i-have-been-accepted-to-the-middle-east-entrepreneur-training-program/' rel='bookmark' title='I have been accepted to the Middle East Entrepreneur Training program!'>I have been accepted to the Middle East Entrepreneur Training program!</a> <small>Towards the end of September, I discovered a US State...</small></li>
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</ol></p>]]></content:encoded>
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		<title>Next meeting of Entrepreneur Breakfast: Tuesday, July 31</title>
		<link>http://illuminea.com/small-business/next-meeting-of-entrepreneur-breakfast-tuesday-july-31/</link>
		<comments>http://illuminea.com/small-business/next-meeting-of-entrepreneur-breakfast-tuesday-july-31/#comments</comments>
		<pubDate>Mon, 23 Jul 2007 15:32:51 +0000</pubDate>
		<dc:creator>Miriam Schwab</dc:creator>
				<category><![CDATA[Small Business]]></category>

		<guid isPermaLink="false">http://www.illuminea.com/blog/small-business/next-meeting-of-entrepreneur-breakfast-tuesday-july-31/</guid>
		<description><![CDATA[Ok folks, the next Entrepreneur Breakfast is coming up next week, so mark your calendars! The topic: Creating Financial Models for Assessing the Success of your Business. Read on&#8230; Entrepreneur Breakfast is a not-for-profit effort to strengthen the small business community in Israel. The group meets monthly and the idea is to come together to [...]
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</ol>]]></description>
			<content:encoded><![CDATA[<p>Ok folks, the next Entrepreneur Breakfast is coming up next week, so mark your calendars! The topic: Creating Financial Models for Assessing the Success of your Business. Read on&#8230;</p>
<p><a href="http://entrepreneurbreakfast.illuminea.com/" rel="nofollow" title="Entrepreneur Breakfast" >Entrepreneur Breakfast</a> is a not-for-profit effort to strengthen the small business community in Israel. The group meets monthly and the idea is to come together to gain valuable knowledge, advice, and support from each other.</p>
<p><strong>Date:</strong> July 31, 2007<br />
<strong>Venue:</strong> Cafe Joe, 38 Keren Hayesod, Jerusalem &#8211; corner of Keren Hayesod and Jabotinsky.<br />
<strong>Time:</strong> 8:30-10:00 am; <strong>Cost: 45 NIS<br />
</strong> <strong>Lecture topic:</strong> Creating Financial Models for Assessing the Success of your Business<br />
<strong>Speaker:</strong> Mark VanGelderen, Manager of Israel Resource Network Financial Planners. Mark has been in the financial planning business in Israel for over 15 years, and has been an entrepreneur for most of his adult life. The Israel Resource Network specializes in assisting people with capital in various places around the world manage it smartly and effectively.</p>
<p>More information about Mark and the Israel Resource Network can be found at <a href="http://www.isrenet.com/" rel="nofollow" onclick="javascript:urchinTracker ('/outgoing/www.isrenet.com/');" >www.isrenet.com.</a></p>
<p><strong>RSVP:</strong> Yes &#8211; go to <a href="http://entrepreneurbreakfast.illuminea.com/rsvp/" rel="nofollow" title="RSVP" >RSVP page</a> on the Entrepreneur Breakfast site and submit form saying you want to attend. Please RSVP by Sunday July 29.</p>
<p>The meeting will include an Israeli breakfast, omelet, salad, focaccia, bread, cheeses, tuna, and other spreads, juice and coffee.</p>
<p>I hope to see you there! Questions can be sent to eb@illuminea.com.</p>
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</ol></p>]]></content:encoded>
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		<title>Google Adwords vs. Dapei Zahav (Yellow Pages)</title>
		<link>http://illuminea.com/bootstrapping/google-adwords-vs-dapei-zahav-yellow-pages/</link>
		<comments>http://illuminea.com/bootstrapping/google-adwords-vs-dapei-zahav-yellow-pages/#comments</comments>
		<pubDate>Tue, 17 Jul 2007 06:49:49 +0000</pubDate>
		<dc:creator>Miriam Schwab</dc:creator>
				<category><![CDATA[Bootstrapping]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Marketing]]></category>
		<category><![CDATA[Small Business]]></category>
		<category><![CDATA[adwords]]></category>
		<category><![CDATA[dapei zahav]]></category>
		<category><![CDATA[yellow pages]]></category>

		<guid isPermaLink="false">http://www.illuminea.com/blog/marketing/google-adwords-vs-dapei-zahav-yellow-pages/</guid>
		<description><![CDATA[Small businesses have small marketing budgets. In a previous post, I listed 5 low-cost ways to market your business. Two of the methods mentioned were advertising on Google Adwords and Dapei Zahav. Since bootstrapping businesses need to ensure that every advertising dollar is justified, I decided to conduct an unofficial study comparing Google Adwords and [...]
No related posts.]]></description>
			<content:encoded><![CDATA[<div style="text-align: center"><img id="image133" alt="adwords dapei Google Adwords vs. Dapei Zahav (Yellow Pages)" src="http://www.illuminea.com/blog/wp-content/uploads/2007/07/adwords-dapei.jpg" title="Google Adwords vs. Dapei Zahav (Yellow Pages)" /></div>
<p>Small businesses have small marketing budgets. In <a href="http://www.illuminea.com/blog/blogging/lesson-from-2006-%e2%80%93-marketing-diversity/" rel="nofollow" >a previous post</a>, I listed 5 low-cost ways to market your business. Two of the methods mentioned were advertising on <a href="http://adwords.google.com/select/Login" rel="nofollow" >Google Adwords</a> and <a href="http://www.d.co.il/" rel="nofollow" >Dapei Zahav</a>. Since bootstrapping businesses need to ensure that every advertising dollar is justified, I  decided to conduct an unofficial study comparing Google Adwords and Dapei Zahav (the Israeli version of the Yellow Pages).</p>
<p>The winner with no holds-barred: Google Adwords.</p>
<p>Here is a comparison of the features of both advertisers:</p>
<p><strong>Dapei Zahav:</strong></p>
<ul>
<li>For a relatively low monthly fee, you can have your business appear on their site at the top of the classification of your choice. I put illuminea at the top of the copywriter classification, and wrote a blurb in Hebrew about what we do.</li>
<li>The features of the package that I selected included the option to add an image, and provide a discount coupon for those who order via Dapei Zahav. The salesperson was very unclear about many things, such as selling me the option to add a button which links to my site. What I didn&#8217;t understand is that there is no need for such a button, since a link to the site appears under the blurb.</li>
<li>They offer you other additions, like a map of where you are and a contact form. A map is mostly useless since if someone wants to come to your office, they can either look up your address or call and get directions, and if they want to contact you, they can send you an email to your listed email address or call you.</li>
<li>Your listing can appear under other classifications too.</li>
<li>I also was given a listing in the print edition of the Tel Aviv directory.</li>
</ul>
<p><strong>The Results: Not one phone call or email from my Dapei Zahav listing, even with all its prominence. No one even tried to use the coupon to get a discount. I got better results when I had a tiny free listing on Dapei Zahav.</strong></p>
<p><strong>Google Adwords:</strong></p>
<ul>
<li>You can choose as many search words and phrases under which your ad will appear. You can also select the countries in which your ad will appear. This is a good way for Israeli advertisers to save on advertising costs.</li>
<li>You only pay when someone clicks. If you are selective with your keywords, this means that only people who are interested in your type of services are clicking. Even if they don&#8217;t order, this increases exposure of your site and business to the right people.</li>
<li>You can set the maximum you are willing to pay for clicks on different keywords. This is also a good way to manage your budget.</li>
</ul>
<p><strong>The Results: Many phone calls and emails from interested prospects, and quite a few orders that more than made up for my investment.</strong></p>
<p>Apparently, when my clients in Israel are searching for service providers, they use Google. Maybe it&#8217;s because they are more web-savvy, while businesses in other sectors could benefit from a Yellow Pages ad. I don&#8217;t know.</p>
<p>Once I realized how innefective my Dapei Zahav ad was, I called to cancel my order and reduce my listing to a minimum. It turns out that they were also not clear at all when I ordered, and when they said I could reduce my listing after four months, they were only referring to certain parts of it. So now I&#8217;m stuck paying for it until the end of the year, and I can&#8217;t even find my own listing there anymore!</p>
<p>When I told the Dapei Zahav saleswoman that I was cancelling because I had recieved no orders from them, and many from Google Adwords, she said to me &#8220;But we&#8217;re working very hard on raising our rankings in Google!&#8221; I asked her why I would advertise with them if all they were trying to do is use Google to get better results &#8211; why not just pay Google directly?</p>
<p>So, if you are looking for a low-cost and effective way to advertise your business &#8211; Google Adwords is the way to go!</p>
<p>No related posts.</p>]]></content:encoded>
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		<slash:comments>3</slash:comments>
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		<title>Using your competitor&#8217;s name as part of a Google Adwords campaign</title>
		<link>http://illuminea.com/blogging/using-your-competitors-name-as-part-of-a-google-adwords-campaign/</link>
		<comments>http://illuminea.com/blogging/using-your-competitors-name-as-part-of-a-google-adwords-campaign/#comments</comments>
		<pubDate>Thu, 12 Jul 2007 19:47:47 +0000</pubDate>
		<dc:creator>Miriam Schwab</dc:creator>
				<category><![CDATA[Blogging]]></category>
		<category><![CDATA[Small Business]]></category>
		<category><![CDATA[branding]]></category>
		<category><![CDATA[ethics]]></category>

		<guid isPermaLink="false">http://www.illuminea.com/blog/blogging/using-your-competitors-name-as-part-of-a-google-adwords-campaign/</guid>
		<description><![CDATA[In Israel, businesses may set up Google Adword campaigns that use their competitors&#8217; names and brands as keywords. In August 2006 an Israeli judge ruled that Crazy Line, a women&#8217;s clothing retail chain,Â was not guilty of any wrongdoing when they set up an Adwords campaign using the keywords of another clothing store, Matim Li. But [...]
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<li><a href='http://illuminea.com/bootstrapping/google-adwords-vs-dapei-zahav-yellow-pages/' rel='bookmark' title='Google Adwords vs. Dapei Zahav (Yellow Pages)'>Google Adwords vs. Dapei Zahav (Yellow Pages)</a> <small>Small businesses have small marketing budgets. In a previous post,...</small></li>
<li><a href='http://illuminea.com/bootstrapping/using-an-e-newsletter-to-grow-your-business-part-1-of-3/' rel='bookmark' title='Using an e-newsletter to grow your business &#8211; Part 1 of 3'>Using an e-newsletter to grow your business &#8211; Part 1 of 3</a> <small>Out of site, out of mind Out of site out...</small></li>
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</ol>]]></description>
			<content:encoded><![CDATA[<p>In Israel, businesses may set up Google Adword campaigns that use their  competitors&#8217; names and brands as keywords. In August 2006 an Israeli judge ruled  that <a href="http://www.crazyline.com/" rel="nofollow" >Crazy Line</a>, a women&#8217;s clothing  retail chain,Â was not guilty of any wrongdoing when they set up an Adwords  campaign using the keywords of another clothing store, <a href="http://www.matimli.co.il/" rel="nofollow" >Matim Li</a>.</p>
<p>But I still think it&#8217;s a bit sneaky to do that kind of thing. If a person is  looking for a certain store, it is unfair to shove your brand in their face.  It&#8217;s pushy, and even demeaning to try to ride the wave of someone else&#8217;s  success.</p>
<p>Whether it&#8217;s right or wrong, imagine my surprise when I discovered that  someone had set upÂ an Adwords campaign using the name of my company, illuminea!  My reactions were mixed:</p>
<ol>
<li>Flattery &#8211; this person apparently saw my company as very successful and  wanted to benefit from our success.</li>
<li>Amusement &#8211; I certainly ain&#8217;t no Matim Li. While we are experiencing a lot  of demand for our services at the moment, we are certainly not worthy of being  used for a Google Adwords campaign.</li>
<li>Discomfort &#8211; I felt like this was a sneaky thing to do.</li>
</ol>
<p>Anyways, today I didn&#8217;t see the Adword campaign anymore when I searched for  illuminea. Did the guy figure out that we figured it out? Or is it a limited  budget Adwords campaign and it will show up again later?</p>
<p><strong>There are now two illumineas in the world</strong></p>
<p>Whatever the case, I also discovered something else &#8211; <a href="http://illuminalovesyou.blogspot.com/" rel="nofollow" >a band in Philadelphia</a> recently  changed their name from illumina to illuminea! And they even use a small &#8220;i&#8221;  too! Until now, the only entity in the world called illuminea was my  business!</p>
<p>In terms of trademark issues, I don&#8217;t have anything against them. We&#8217;re in  totally different industries, and different countries (which is not alwaysÂ a  criteria since people can file international trademarks). But it means that I&#8217;ll  actually have to become concerned now about where I appear in the search engines  when someone searches for illuminea. Bummer.</p>
<p>Related posts:<ol>
<li><a href='http://illuminea.com/bootstrapping/google-adwords-vs-dapei-zahav-yellow-pages/' rel='bookmark' title='Google Adwords vs. Dapei Zahav (Yellow Pages)'>Google Adwords vs. Dapei Zahav (Yellow Pages)</a> <small>Small businesses have small marketing budgets. In a previous post,...</small></li>
<li><a href='http://illuminea.com/bootstrapping/using-an-e-newsletter-to-grow-your-business-part-1-of-3/' rel='bookmark' title='Using an e-newsletter to grow your business &#8211; Part 1 of 3'>Using an e-newsletter to grow your business &#8211; Part 1 of 3</a> <small>Out of site, out of mind Out of site out...</small></li>
<li><a href='http://illuminea.com/bootstrapping/using-an-e-newsletter-to-grow-your-business-part-3-of-3/' rel='bookmark' title='Using an e-newsletter to grow your business &#8211; Part 3 of 3'>Using an e-newsletter to grow your business &#8211; Part 3 of 3</a> <small>5 steps to an effective e-newsletter campaign An exciting subject...</small></li>
</ol></p>]]></content:encoded>
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		<slash:comments>3</slash:comments>
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		<title>Should female entrepreneurs hide the fact that they&#8217;re mothers?</title>
		<link>http://illuminea.com/small-business/should-female-entrepreneurs-hide-the-fact-that-theyre-mothers/</link>
		<comments>http://illuminea.com/small-business/should-female-entrepreneurs-hide-the-fact-that-theyre-mothers/#comments</comments>
		<pubDate>Tue, 10 Jul 2007 09:28:05 +0000</pubDate>
		<dc:creator>Miriam Schwab</dc:creator>
				<category><![CDATA[Small Business]]></category>
		<category><![CDATA[entrepreneurship]]></category>
		<category><![CDATA[motherhood]]></category>

		<guid isPermaLink="false">http://www.illuminea.com/blog/small-business/should-female-entrepreneurs-hide-the-fact-that-theyre-mothers/</guid>
		<description><![CDATA[There is still the perception that business is a man&#8217;s world. I would maybe say that it&#8217;s a &#8220;man-style world,&#8221; i.e. women are welcome as long as they act like men. From conversations with other women who run their own businesses, I see that many feel very self-conscious about being women in what they see [...]
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</ol>]]></description>
			<content:encoded><![CDATA[<p><a id="p129" rel="attachment" class="imagelink" title="Working mother" href="http://www.illuminea.com/blog/small-business/should-female-entrepreneurs-hide-the-fact-that-theyre-mothers/working-mother/" /></p>
<div style="text-align: center"><a href="http://www.illuminea.com/blog/small-business/should-female-entrepreneurs-hide-the-fact-that-theyre-mothers/working-mother/" rel="nofollow" id="p129" rel="attachment" class="imagelink" title="Working mother" ><img id="image129" alt="working woman Should female entrepreneurs hide the fact that theyre mothers?" src="http://www.illuminea.com/blog/wp-content/uploads/2007/07/working-woman.jpg" title="Should female entrepreneurs hide the fact that theyre mothers?" /></a></div>
<p>There is still the perception that business is a man&#8217;s world. I would maybe say that it&#8217;s a &#8220;man-style world,&#8221; i.e. women are welcome as long as they act like men.  From conversations with other women who run their own businesses, I see that  many feel very self-conscious about being women in what they see as &#8220;a man&#8217;s  world.&#8221; Some make efforts to suppress or hide signs of femininity, and try to  blend in with the men around them.</p>
<p>As a result, many women will also never discuss the fact they are mothers,  and will even go to lengths to hide that fact. This is understandable, since  people often hesitate to work with mothers since they see them as unreliable.  They worry about sick days, the inability to work long hours because they have  to be home for their kids, etc.</p>
<p>But is it really necessary to hide the fact that you are a mother? Will it  negatively impact on your ability to grow your business and win clients?</p>
<p>I don&#8217;t think women should hide their motherhood, and I even think that  hiding it could be detrimental. But I do think that there are certain steps that  need to be taken in order to succeed as a working mother:</p>
<ol>
<li><strong>You don&#8217;t have to volunteer the information</strong>: When meeting  with potential clients, you don&#8217;t have to tell them right off the bat that you  are a mother. It&#8217;s not relevant, and has nothing to do with what you are  discussing, just like they aren&#8217;t telling you about their personal life. But  don&#8217;t hide it. Often, once business is aside, friendly chit-chat ensues and  you&#8217;ll start discussing more personal issues with the client, i.e. how long have  you been doing this? where do you live? do you have kids? etc. Be confident and  proud of the fact that you have kids. It shows you have a life outside of work,  and believe me, you&#8217;re not the only one.</li>
<li><strong>Always remain professional</strong>: It&#8217;s nice that you have kids,  and the client may even think so too. But at the end of the day, the work has to  get done. No one cares if your kid is sick or has a class party. If you want to  be a working mother, you need to figure out ways to make sure that you have your  bases covered for any eventualities. Of course, there are some parental  situations that simply can&#8217;t be overcome, but your clients will generally  understand in those cases &#8211; they&#8217;re human beings too! So if you want to go to  that class party (and you should!) make sure to work overtime the day before so  that you can free up that time.</li>
<li><strong>Be confident in your abilities</strong>: If you are confident in  your abilities, this will come across to the client and they in turn will feel  confidence in their choice to hire you. If you feel self-conscious about the  fact that you&#8217;re a mother, and you&#8217;re trying to hide it, this will come across.</li>
</ol>
<p>I know a businesswoman who for years has been hiding the fact that she is a  mother. She wouldn&#8217;t discuss it with clients or any business colleagues, even  though she is proud of her kids. About two weeks ago she joined <a href="http://www.facebook.com/" rel="nofollow" >Facebook</a> and opened a profile. At first she  wouldn&#8217;t mention her kids or family, but after a few days she uploaded pictures  of her kids to her profile. Not only did this not adversely affect her, but  someone she knew found her on Facebook and contacted her about business &#8211;  despite that fact that she obviously had kids!</p>
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</ol></p>]]></content:encoded>
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		<slash:comments>9</slash:comments>
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		<title>Israel ranked 17th in entrepreneurial study</title>
		<link>http://illuminea.com/israel/israel-ranked-17th-in-entrepreneurial-study/</link>
		<comments>http://illuminea.com/israel/israel-ranked-17th-in-entrepreneurial-study/#comments</comments>
		<pubDate>Thu, 28 Jun 2007 13:33:03 +0000</pubDate>
		<dc:creator>Miriam Schwab</dc:creator>
				<category><![CDATA[Israel]]></category>
		<category><![CDATA[Small Business]]></category>
		<category><![CDATA[berkshire]]></category>
		<category><![CDATA[entrepreneurship]]></category>
		<category><![CDATA[warren buffett]]></category>

		<guid isPermaLink="false">http://www.illuminea.com/blog/small-business/israel-ranked-17th-in-entrepreneurial-study/</guid>
		<description><![CDATA[In Israel, everyone is an entrepreneur. At least, sometimes it seems that way. Everyone knows someone who has started up some kind of venture, whether it&#8217;s related to technology, finance or industry. Sometimes I can&#8217;t believe how many people I personally know who have technology startups. Many of these ideas do come to fruition and [...]
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</ol>]]></description>
			<content:encoded><![CDATA[<p>In Israel, everyone is an entrepreneur. At least, sometimes it seems that way. Everyone knows someone who has started up some kind of venture, whether it&#8217;s related to technology, finance or industry. Sometimes I can&#8217;t believe how many people I personally know who have technology startups. Many of these ideas do come to fruition and succeed on a large scale. Look at <a href="http://www.tevapharm.com/" rel="nofollow" title="Teva Pharmaceuticals" >Teva</a>, <a href="http://www.amdocs.com" rel="nofollow" title="Amdocs" >Amdocs</a>, and <a href="http://www.comverse.com/" rel="nofollow" title="Comverse" >Comverse</a> for some examples of the biggies, and see this list of the <a href="http://www.thealarmclock.com/mt/archives/2007/06/post_307.html" rel="nofollow" title="Israel Alert: Top 10 Web 2.0 Wonders" >top 10 Israeli Web 2.0 wonders</a> for a look at some of Israel&#8217;s most promising startups.</p>
<p>But how does Israel rank on a global scale for entrepreneurship? According to the <a href="http://www.gemconsortium.org/document.asp?id=586" rel="nofollow" title="GEM 2007 High-Growth Entrepreneurship Report" >GEM 2007 High-Growth Entrepreneurship Report,</a> an annual report released by Babson and the London School of Business, Israel is ranked 17th out of 53 countries for friendliness to startups. This rating isn&#8217;t terrible, especially if you take into account that the only other Middle Eastern countries that even appear on the list are Turkey and Jordan, and they are ranked 33rd and 47th respectively. The top four countries in the survey are New Zealand, US, Canada and Australia.</p>
<p>But if you look closer at the survey, it becomes apparent that Israel is actually very competitive from an entrepreneurial point of view:</p>
<ul>
<li>&#8220;The countries with arguably the &#8216;healthiest&#8217; entrepreneurial anatomies&#8230;[are] Singapore, Israel, and China.&#8221;</li>
<li>In the comparison of &#8220;Adult-Population Prevalence Rate of High-Expectation (Nascent and New) and High-Growth (Established) Entrepreneurs in GEM 2000â€“2006 Countries,&#8221; Israel is rated sixth.</li>
<li>In the table titled &#8220;Relative Prevalence of High-Expectation Nascent and New (20 or more Expected Jobs) and High-Growth Established (20 or More Current Employees) Entrepreneurs,&#8221; Israel is rated second.</li>
<li>&#8220;In addition to Singapore, Israel stands out for its high relative prevalence of high expectation and high-growth entrepreneurs. &#8220;</li>
<li>&#8220;Of high income countries, the United States, Israel, Iceland, and Canada exhibit the highest adult population prevalence rates of high-expectation entrepreneurship.&#8221;</li>
</ul>
<p>So that explains why it feels that everyone and their mother here are entrepreneurs. But is this thanks to government policies that encourage entrepreneurship? Yeah right. From my own experience, the government makes it anything but easy to survive as a small business owner.</p>
<p>I think that the high levels of entrepreneurship might come down to two things:</p>
<ul>
<li>The Yiddishe Kop &#8211; this is Yiddish for &#8220;The Jewish Mind.&#8221; My grandmother always claimed there&#8217;s such a thing, and now <a href="http://nymag.com/nymetro/news/culture/features/1478/index2.html" rel="nofollow" title="Are Jews Smarter? What Genetic Science Tells Us - New York Magazine" >a few <em>goyim</em></a> (non-jews) <a href="http://www.commentarymagazine.com/cm/main/viewArticle.html?id=10855&#038;page=all" rel="nofollow" title="Jewish Genius - Commentary Magazine" >have backed her up.</a> Jews always feel uncomfortable talking about this kind of thing, and the only reason I&#8217;m mentioning this is that some goyim claim this is so. While my grandmother is certainly an authority, I don&#8217;t know if her opinion is enough in this matter.</li>
<li>Perseverance &#8211; over 2000 years of attempted annihilation and successful genocide, and we&#8217;re still alive and kicking. If that&#8217;s not perseverance, well, I don&#8217;t know&#8230;</li>
</ul>
<p>When <a href="http://www.israel-mfa.gov.il/MFA/Israel+beyond+politics/Buffett+acquisition+of+Iscar+puts+Israel+on+the+investment+map+7-May-2006.htm" rel="nofollow" title="Buffett acquisition of Wertheimer's Iscar puts Israel on the investment map" >Warren Buffett bought Iscar</a> in Berkshire&#8217;s first overseas investment, <a href="http://www.jpost.com/servlet/Satellite?cid=1157913655448&#038;pagename=JPost%2FJPArticle%2FShowFull" rel="nofollow" title="Buffett: Berkshire in Israel forever" >he said that</a> <span id="intelliTXT"><span class="lead"> &#8220;Being in Israel has a major advantage of having the exposure to a fabulous pool of talent and brains. When we bought Iscar, we bet on brains.&#8221; Who can argue with the second richest goy in the world?</span></span></p>
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</ol></p>]]></content:encoded>
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		<title>Next meeting of Entrepreneur Breakfast: Thursday, June 28</title>
		<link>http://illuminea.com/blogging/next-meeting-of-entrepreneur-breakfast-thursday-june-28/</link>
		<comments>http://illuminea.com/blogging/next-meeting-of-entrepreneur-breakfast-thursday-june-28/#comments</comments>
		<pubDate>Sat, 23 Jun 2007 20:39:44 +0000</pubDate>
		<dc:creator>Miriam Schwab</dc:creator>
				<category><![CDATA[Blogging]]></category>
		<category><![CDATA[Small Business]]></category>
		<category><![CDATA[entrepreneur breakfast]]></category>

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		<description><![CDATA[Thanks to my new Administrative Assistant (bless her soul), I have finally managed to get around to organizing the second Entrepreneur Breakfast meeting in Jerusalem. Entrepreneur Breakfast is a not-for-profit effort to strengthen the small business community in Israel. The group meets monthly and the idea is to come together to gain valuable knowledge, advice, [...]
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			<content:encoded><![CDATA[<div style="text-align: center"><a href="http://entrepreneurbreakfast.illuminea.com" rel="nofollow" title="Entrepreneur Breakfast - Israeli entrepreneurs meeting for breakfast" ><img alt=" Next meeting of Entrepreneur Breakfast: Thursday, June 28" id="image117" src="http://www.illuminea.com/blog/wp-content/uploads/2007/05/eb.Jpg" title="Next meeting of Entrepreneur Breakfast: Thursday, June 28" /></a></div>
<p>Thanks to my new Administrative Assistant (bless her soul), I have finally managed to get around to organizing the second <a href="http://entrepreneurbreakfast.illuminea.com/" rel="nofollow" title="Entrepreneur Breakfast - Israeli entrepreneurs meeting for breakfast" >Entrepreneur Breakfast</a> meeting in Jerusalem. Entrepreneur Breakfast is a not-for-profit effort to strengthen the  small business community in Israel. The group meets monthly and the idea is to come  together to gain valuable knowledge, advice, and support from each other.</p>
<p><strong>Date of  Event:</strong> Thursday, June 28, 2007</p>
<p><strong>Venue:</strong> 1868, The CafÃ©, 34  Derech Beit Lechem, Jerusalem</p>
<p><strong>Time:</strong> 8:30-9:30 am</p>
<p><strong>Cost:</strong> 45  NIS</p>
<p><strong>Topic:</strong>  &#8220;Innovative Online  Marketing Solutions for Small Businesses and Entrepreneurs&#8221; â€“ learn about  different ways to market your business on the web.</p>
<p><strong>Speaker: </strong>Eli Feldblum, CEO of RankAbove, an online marketing firm specializing in search  and social marketing. Eli was formerly the Director of Marketing for search  marketing firm Did-it.com and then Vice President of Sunny Group, before making  Aliyah in September 2006.</p>
<p>More information about Eli and RankAbove can be found <a href="http://www.rankabove.com/" rel="nofollow" >www.rankabove.com</a>.</p>
<p>Breakfast includes a Continental breakfast, with coffee, tea, croissants,  jam, butter, and seasonal fruit with fresh cream. For more details, please visit  entrepreneurbreakfast.illuminea.com.</p>
<p><strong>RSVP</strong>: by Tuesday, June 26 Please!!!!!!!</p>
<p>How do I RSVP?</p>
<p>1. Go to the <a href="http://entrepreneurbreakfast.illuminea.com/contact/" rel="nofollow" title="Entrepreneur Breakfast - Contact Page" >contact page</a> on the <a href="http://entrepreneurbreakfast.illuminea.com" rel="nofollow" title="Entrepreneur Breakfast - Israeli entrepreneurs meeting for breakfast" >Entrepreneur Breakfast</a>  site<br />
(entrepreneurbreakfast.illuminea.com) and submit the form saying you  want to<br />
attend. Please make sure to include your name, email and phone  number.</p>
<p>2. Or if itâ€™s easier, email eb@illuminea.com. Again â€“ name, email, phone  number.</p>
<p>We already have some really cool entrepreneurs who have RSVPed, so come and join us!</p>
<p><strong>We need speakers for future meetings</strong></p>
<p>We need speakers for these breakfast meetings. If you or someone you know would  like to give a short, helpful lecture to the group, please let us know. We would  benefit from your wisdom, and you benefit from increased exposure for your  business, demonstrating your expertise, and free breakfast!</p>
<p>Also, if you have ideas of general topics that apply to all small business owners that should be addressed, let me know.</p>
<p>Related posts:<ol>
<li><a href='http://illuminea.com/small-business/next-meeting-of-entrepreneur-breakfast-tuesday-july-31/' rel='bookmark' title='Next meeting of Entrepreneur Breakfast: Tuesday, July 31'>Next meeting of Entrepreneur Breakfast: Tuesday, July 31</a> <small>Ok folks, the next Entrepreneur Breakfast is coming up next...</small></li>
<li><a href='http://illuminea.com/small-business/new-initiative-entrepreneur-breakfast/' rel='bookmark' title='New Initiative: Entrepreneur Breakfast'>New Initiative: Entrepreneur Breakfast</a> <small>Recent conversations with other entrepreneurs and small business owners have...</small></li>
<li><a href='http://illuminea.com/marketing/principal-from-leading-washington-dc-firm-to-speak-at-upcoming-entrepreneur-breakfast/' rel='bookmark' title='Principal from leading Washington DC firm to speak at upcoming Entrepreneur Breakfast'>Principal from leading Washington DC firm to speak at upcoming Entrepreneur Breakfast</a> <small>It&#8217;s that time of year again: the next Entrepreneur Breakfast...</small></li>
</ol></p>]]></content:encoded>
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		<title>How do you fit exercise into your work schedule?</title>
		<link>http://illuminea.com/small-business/how-do-you-fit-exercise-into-your-work-schedule/</link>
		<comments>http://illuminea.com/small-business/how-do-you-fit-exercise-into-your-work-schedule/#comments</comments>
		<pubDate>Sun, 10 Jun 2007 09:20:14 +0000</pubDate>
		<dc:creator>Miriam Schwab</dc:creator>
				<category><![CDATA[Small Business]]></category>
		<category><![CDATA[exercise]]></category>
		<category><![CDATA[Personal Rants]]></category>
		<category><![CDATA[Time Management]]></category>

		<guid isPermaLink="false">http://www.illuminea.com/blog/small-business/how-do-you-fit-exercise-into-your-work-schedule/</guid>
		<description><![CDATA[According to the entrepreneur experts, it is important that business owners create a carefully structured work/life schedule, because if they don&#8217;t, work and life can blend and this can be bad etc. When I first started out, I did manage to define my work hours. But that was at the beginning, when I had way [...]
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<li><a href='http://illuminea.com/small-business/coaching-tailored-for-women-and-work/' rel='bookmark' title='Coaching tailored for women and work'>Coaching tailored for women and work</a> <small>After I gave birth recently, I found myself in an...</small></li>
<li><a href='http://illuminea.com/small-business/rowe-life-work-balance/' rel='bookmark' title='ROWE &#8211; the future of the work-life balance?'>ROWE &#8211; the future of the work-life balance?</a> <small>It is apparent that many women find the work environment...</small></li>
<li><a href='http://illuminea.com/israel/women-miss-work-less-than-men-in-israel/' rel='bookmark' title='Women miss work less than men in Israel'>Women miss work less than men in Israel</a> <small>Now there is one less excuse for not hiring women:...</small></li>
</ol>]]></description>
			<content:encoded><![CDATA[<div style="text-align: center"><img width="200" height="146" border="0" style="border: 0px none " alt="barbell How do you fit exercise into your work schedule?" src="http://www.illuminea.com/blog/wp-content/uploads/2007/06/barbell.jpg" title="How do you fit exercise into your work schedule?" /></div>
<p>According to the entrepreneur experts, <a href="http://www.smartmoney.com/smallbiz/index.cfm?story=20070601" rel="nofollow" title="Balancing Work and Life: Running a Home-Based Business" >it is important that business owners create a carefully structured work/life schedule</a>, because if they don&#8217;t, work and life can blend and this can be bad etc. When I first started out, I did manage to define my work hours. But that was at the beginning, when I had way fewer projects, and they were nicely spaced out so that in between each one I had a kind of vacation.</p>
<p>Now the work is non-stop, which is a good thing but also makes life very hectic. Plus, running a business means spending time on many activities that don&#8217;t bring in actual income. I estimate that paying-work, i.e. work that I can charge a client for, is actually only a small percentage of my business activities. The rest is taken up by administration; business development activities like meetings, phone calls, and blogging; and learning. All of these are important and cannot be neglected.<br />
These activities take up a huge amount of time. Add to that the fact that I have a whole bunch of kids, and believe me when I say that I don&#8217;t have a lot of free time in my life.</p>
<p>Despite all this, after my last kid was born, I decided that no matter what happens, I will start to exercise on a regular basis. I remember from my leisurely days of singlehood how great exercise made me feel, plus many bloggers keep talking about how important exercise is to your career. <a href="http://blog.penelopetrunk.com/2007/06/05/regular-exercise-is-no-longer-optional/" rel="nofollow" >Penelope Trunk says that regular exercise is no longer optional</a>, since it boosts our IQ, increases our resilience to difficult times, and generally improves your quality of life.</p>
<p>So last Sunday I decided that was it. I got everyone out to school, fed the baby and took her to the daycare, strapped on my dusty sneakers, and headed to the car. Which wouldn&#8217;t start. I coaxed and begged. It arrogantly refused. I pleaded and explained that I was finally going to start exercising, and I needed its help. Not a sputter. I spent the rest of the morning taking it to the garage.</p>
<p>Monday I had tons of work to finish. Tuesday I had a major deadline and I made one of my daughters a birthday party which demanded preparation. Wednesday and Thursday are a blur. Evening exercise was not an option because my husband couldn&#8217;t be home with the kids because he was out at meetings and conferences. Friday was spent preparing for Shabbat.</p>
<p>Now it&#8217;s Sunday again. I really have no idea how I can fit exercise into my crazy schedule. Is there any way? Or do I have to wait until my kids grow up and move out before I can add fitness to my life?</p>
<p>Related posts:<ol>
<li><a href='http://illuminea.com/small-business/coaching-tailored-for-women-and-work/' rel='bookmark' title='Coaching tailored for women and work'>Coaching tailored for women and work</a> <small>After I gave birth recently, I found myself in an...</small></li>
<li><a href='http://illuminea.com/small-business/rowe-life-work-balance/' rel='bookmark' title='ROWE &#8211; the future of the work-life balance?'>ROWE &#8211; the future of the work-life balance?</a> <small>It is apparent that many women find the work environment...</small></li>
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</ol></p>]]></content:encoded>
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		<title>New Initiative: Entrepreneur Breakfast</title>
		<link>http://illuminea.com/small-business/new-initiative-entrepreneur-breakfast/</link>
		<comments>http://illuminea.com/small-business/new-initiative-entrepreneur-breakfast/#comments</comments>
		<pubDate>Wed, 02 May 2007 13:12:35 +0000</pubDate>
		<dc:creator>Miriam Schwab</dc:creator>
				<category><![CDATA[Small Business]]></category>
		<category><![CDATA[Marketing]]></category>

		<guid isPermaLink="false">http://www.illuminea.com/blog/small-business/new-initiative-entrepreneur-breakfast/</guid>
		<description><![CDATA[Recent conversations with other entrepreneurs and small business owners have made me realize that the problems and challenges I face as a small business owner are not unique. While in the past I have felt like I must be the only one in the world to face these issues, it seems that no matter what [...]
Related posts:<ol>
<li><a href='http://illuminea.com/blogging/next-meeting-of-entrepreneur-breakfast-thursday-june-28/' rel='bookmark' title='Next meeting of Entrepreneur Breakfast: Thursday, June 28'>Next meeting of Entrepreneur Breakfast: Thursday, June 28</a> <small>Thanks to my new Administrative Assistant (bless her soul), I...</small></li>
<li><a href='http://illuminea.com/small-business/next-meeting-of-entrepreneur-breakfast-tuesday-july-31/' rel='bookmark' title='Next meeting of Entrepreneur Breakfast: Tuesday, July 31'>Next meeting of Entrepreneur Breakfast: Tuesday, July 31</a> <small>Ok folks, the next Entrepreneur Breakfast is coming up next...</small></li>
<li><a href='http://illuminea.com/marketing/principal-from-leading-washington-dc-firm-to-speak-at-upcoming-entrepreneur-breakfast/' rel='bookmark' title='Principal from leading Washington DC firm to speak at upcoming Entrepreneur Breakfast'>Principal from leading Washington DC firm to speak at upcoming Entrepreneur Breakfast</a> <small>It&#8217;s that time of year again: the next Entrepreneur Breakfast...</small></li>
</ol>]]></description>
			<content:encoded><![CDATA[<div style="text-align: center"><a href="http://entrepreneurbreakfast.illuminea.com/" rel="nofollow" title="Entrepreneur Breakfast" ><img alt=" New Initiative: Entrepreneur Breakfast" id="image117" src="http://www.illuminea.com/blog/wp-content/uploads/2007/05/eb.Jpg" title="New Initiative: Entrepreneur Breakfast" /></a></div>
<p>Recent conversations with other entrepreneurs and small business owners have made me realize that the problems and challenges I face as a small business owner are not unique. While in the past I have felt like I must be the only one in the world to face these issues, it seems that no matter what business one is in, we all face similar challenges in the management, development and growth of our businesses.</p>
<p>For a while I had thought about setting up some kind of forum where entrepreneurs can meet and give each other advice and discuss how they have solved issues or overcome difficulties, and support each other in our decisions to leave the security of employment. Small businesses are in important part of Israel&#8217;s economy, and statistics indicate that small businesses account for something like 90% of employment in Israel (if I remember correctly). Therefore, it is important not just on a personal level, but also on a national level, that we help each other&#8230;well&#8230;survive. (<a href="http://www.illuminea.com/blog/small-business/the-joynightmare-of-self-employment-in-israel/" rel="nofollow" rel="The Joy/Nightmare of Self-employment in Israel" >See my previous post on the difficulties of self-employment in Israel</a> to see what I&#8217;m talking about.)</p>
<p>Now I am finally doing it.</p>
<h3>Launching: Entrepreneur Breakfast</h3>
<p>Having said that, I&#8217;d like to announce the launch of a new initiative &#8211; <a href="http://entrepreneurbreakfast.illuminea.com" rel="nofollow" rel="Entrepreneur Breakfast" >Entrepreneur Breakfast</a>. This will be a monthly breakfast meeting of entrepreneurs, small business owners, and freelancers to discuss entrepreneurship. The format will include food (yay!), an opportunity for everyone to introduce themselves, a guest lecture, and a discussion about the Entrepreneur Question of the month (this is a question that will be distributed before the meeting, and everyone will be requested to send in their answers before the meeting for discussion at the meeting).</p>
<p>This is an opportunity to learn from each other, and network. The first meeting will be held in Jerusalem on Wednesday May 9, 2007. For information about the venue, costs, and itinerary, go to the <a href="http://entrepreneurbreakfast.illuminea.com" rel="nofollow" rel="Entrepreneur Breakfast" >Entrepreneur Breakfast site</a>. To attend, you <strong>must RSVP</strong>, and preferably by Sunday May 6. If you have any questions, you can send them to <a href="mailto:eb@illuminea.com" rel="nofollow" >eb@illuminea.com</a>, or submit the contact form on this blog, or on <a href="http://entrepreneurbreakfast.illuminea.com" rel="nofollow" rel="Entrepreneur Breakfast" >the Entrepreneur Breakfast site</a>.</p>
<p>Also, if you have any suggestions as to how we can improve this thing, I&#8217;d love to hear from you!</p>
<p>Related posts:<ol>
<li><a href='http://illuminea.com/blogging/next-meeting-of-entrepreneur-breakfast-thursday-june-28/' rel='bookmark' title='Next meeting of Entrepreneur Breakfast: Thursday, June 28'>Next meeting of Entrepreneur Breakfast: Thursday, June 28</a> <small>Thanks to my new Administrative Assistant (bless her soul), I...</small></li>
<li><a href='http://illuminea.com/small-business/next-meeting-of-entrepreneur-breakfast-tuesday-july-31/' rel='bookmark' title='Next meeting of Entrepreneur Breakfast: Tuesday, July 31'>Next meeting of Entrepreneur Breakfast: Tuesday, July 31</a> <small>Ok folks, the next Entrepreneur Breakfast is coming up next...</small></li>
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</ol></p>]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		<title>20 Things You Should and Should Not Do Before Starting Your Small Business</title>
		<link>http://illuminea.com/bootstrapping/20-things-you-should-and-should-not-do-before-starting-your-small-business/</link>
		<comments>http://illuminea.com/bootstrapping/20-things-you-should-and-should-not-do-before-starting-your-small-business/#comments</comments>
		<pubDate>Wed, 18 Apr 2007 09:33:15 +0000</pubDate>
		<dc:creator>Miriam Schwab</dc:creator>
				<category><![CDATA[Bootstrapping]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Small Business]]></category>

		<guid isPermaLink="false">http://www.illuminea.com/blog/small-business/20-things-you-should-and-should-not-do-before-starting-your-small-business/</guid>
		<description><![CDATA[Dane Carlson lists 20 Things Not to Do Before Starting A Business. While I agree with some of his points, I disagree with many others and think that if you follow them, they will either hinder the growth of your business, or get you into trouble. Dane&#8217;s point was to help entrepreneurs bootstrap, but it [...]
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<li><a href='http://illuminea.com/blogging/small-business-day-in-the-knesset-israeli-bloggers-unconference/' rel='bookmark' title='Small Business Day in the Knesset; Israeli Bloggers &#8220;Unconference&#8221;'>Small Business Day in the Knesset; Israeli Bloggers &#8220;Unconference&#8221;</a> <small>There are two exciting events coming up in the world...</small></li>
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</ol>]]></description>
			<content:encoded><![CDATA[<div style="text-align: center"><img id="image105" alt="entrepreneur 20 Things You Should and Should Not Do Before Starting Your Small Business" src="http://www.illuminea.com/blog/wp-content/uploads/2007/04/entrepreneur.jpg" title="20 Things You Should and Should Not Do Before Starting Your Small Business" /></div>
<p>Dane Carlson lists <a href="http://www.business-opportunities.biz/2007/04/11/20-things-not-to-do-before-starting-a-business" rel="nofollow" >20  Things Not to Do Before Starting A Business</a>. While I agree with some of his  points, I disagree with many others and think that if you follow them, they  will either hinder the growth of your business, or get you into trouble. Dane&#8217;s  point was to help entrepreneurs bootstrap,  but it is important for business owners to walk the fine line between  saving  where possible, and spending  where needed.</p>
<p>So let&#8217;s go through his list. I will discuss five points at a time, so let&#8217;s begin:</p>
<ol>
<li><strong>Don&#8217;t quit your day job: Disagree</strong><br />
This is advice  I see repeated for entrepreneurs, but it&#8217;s not necessarily good advice in all  situations. If you really believe in your business and want it to grow, this is  more than a full time job. Aside from the actual work ordered by clients, you  have to spend a lot of time on marketing, networking, administration and more.  If you don&#8217;t quit your day job, your business might not get anywhere since you  won&#8217;t be able to give it the time it needs.</li>
<li><strong>Don&#8217;t incorporate: Agree</strong><br />
I think this is  good advice in most situations. Unless you are involved in huge amounts of  money or have an investor, incorporating is an unecessary cost and uses money which might be  used better elsewhere. I recently met two young entrepreneurs who started a  film-making company. They had one or two clients and had been working on very  small projects. For some reason they had incorporated their business. By incorporating, they had  increased their accounting fees and added many additional annual expenses to  their budget, such as the need to open a business bank account  (see point 3 below), and use the services of an attorney (see point 5 below).</li>
<li><strong>Donâ€™t get a bank account: Agree</strong><br />
This is true especially in Israel.  Israeli banks suck you dry, and every bank account means added fees for every  little move you make. This is another reason not to incorporate (see point 2  above), since if you are incorporated you need to open a business account, and  in these types of accounts the fees are even higher. In the MATI small business  course, the teacher told us that we should open bank accounts for our businesses right from  the beginning. I followed his advice, paid the fees for a while, and then  decided to save myself some money and close the account.</li>
<li><strong>Don&#8217;t rent an office: Agree<br />
</strong>If you can work from home and it doesn&#8217;t detract from your business in any  way, then this is a great way to save yourself a huge expense.</li>
<li><strong>Don&#8217;t hire an attorney: Agree<br />
</strong>You can generally get by with straightforward contracts with clients that  you put together yourself or from templates. Unless you are involved in huge  deals like mergers and acquisitions or real estate, attorneys are an  unnecessary expense. This is yet another reason not to incorporate your  business (see point 2 above), since to incorporate you need to hire an  attorney.</li>
</ol>
<p>Stay tuned for an analysis of Dane&#8217;s next five points: Don&#8217;t  hire an accountant, Don&#8217;t get a loan, Don&#8217;t hire anyone, Don&#8217;t get a business  license, and Don&#8217;t try to patent anything.</p>
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<li><a href='http://illuminea.com/blogging/small-business-day-in-the-knesset-israeli-bloggers-unconference/' rel='bookmark' title='Small Business Day in the Knesset; Israeli Bloggers &#8220;Unconference&#8221;'>Small Business Day in the Knesset; Israeli Bloggers &#8220;Unconference&#8221;</a> <small>There are two exciting events coming up in the world...</small></li>
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</ol></p>]]></content:encoded>
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		<slash:comments>2</slash:comments>
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		<title>Business magazine predictions: take them with a grain of salt</title>
		<link>http://illuminea.com/blogging/business-magazine-predictions-take-them-with-a-grain-of-salt/</link>
		<comments>http://illuminea.com/blogging/business-magazine-predictions-take-them-with-a-grain-of-salt/#comments</comments>
		<pubDate>Thu, 12 Apr 2007 19:03:30 +0000</pubDate>
		<dc:creator>Miriam Schwab</dc:creator>
				<category><![CDATA[Blogging]]></category>
		<category><![CDATA[Small Business]]></category>
		<category><![CDATA[Bootstrapping]]></category>
		<category><![CDATA[finances]]></category>

		<guid isPermaLink="false">http://www.illuminea.com/blog/blogging/business-magazine-predictions-take-them-with-a-grain-of-salt/</guid>
		<description><![CDATA[The media exudes an aura of authority. They write and talk like they are experts and know-alls on whatever topic it is they are discussing at that moment. And many people refer to the media for their knowledge on many issues; how many times have you heard someone say &#8220;But I read it in the [...]
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</ol>]]></description>
			<content:encoded><![CDATA[<p>The media exudes an aura of authority. They write and talk like they are experts and know-alls on whatever topic it is they are discussing at that moment. And many people refer to the media for their knowledge on many issues; how many times have you heard someone say &#8220;But I read it in the paper!&#8221;</p>
<p>Ramit at <a href="http://www.iwillteachyoutoberich.com/" rel="nofollow" title="I Will Teach You to be Rich" >I will Teach you to be Rich</a> <a href="http://www.iwillteachyoutoberich.com/blog/the-media-is-atrociously-bad-at-prediction-and-im-sick-of-it" rel="nofollow" title="The media is atrociously bad at prediction and Iâ€™m sick of it" >documents some of the errors</a> made by financial and business magazines in predicting which businesses that would succeed and fail. When these publications would be proved wrong, there would me no mention of their mistakes.</p>
<p>I&#8217;ve personally seen how the media can take events and either purposefully or irresponsibly change details or misreport it. That is the beauty of the blogosphere: now there is accountability. When the media uses <a href="http://www.nppa.org/news_and_events/news/2006/08/reuters.html" rel="nofollow" title="Reuters Apologizes Over Altered Lebanon War Photos; Suspends Photographer" >altered photos</a> <a href="http://en.wikipedia.org/wiki/2006_Israel-Lebanon_conflict_photographs_controversies" rel="nofollow" title="2006 Lebanon War photographs controversies" >in their reporting</a>, the din from the protesting bloggers is so loud that it can&#8217;t be ignored. Same too with sensationalist reports on how and where to invest your money: people like Ramit don&#8217;t let the media get away with it.</p>
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</ol></p>]]></content:encoded>
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		<title>6 tips for cleaning up your computer (for Pessach)</title>
		<link>http://illuminea.com/bootstrapping/6-tips-for-cleaning-up-your-computer-for-pessach/</link>
		<comments>http://illuminea.com/bootstrapping/6-tips-for-cleaning-up-your-computer-for-pessach/#comments</comments>
		<pubDate>Mon, 26 Mar 2007 09:19:17 +0000</pubDate>
		<dc:creator>Miriam Schwab</dc:creator>
				<category><![CDATA[Bootstrapping]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Freebies]]></category>
		<category><![CDATA[Small Business]]></category>
		<category><![CDATA[antivirus]]></category>
		<category><![CDATA[Blogging]]></category>
		<category><![CDATA[computers]]></category>
		<category><![CDATA[Office]]></category>
		<category><![CDATA[spyware]]></category>
		<category><![CDATA[Windows]]></category>

		<guid isPermaLink="false">http://www.illuminea.com/blog/freebies/6-tips-for-cleaning-up-your-computer-for-pessach/</guid>
		<description><![CDATA[With Pessach around the corner, many people are busy scrubbing their homes to rid them of all signs of chametz. In honor of this season of cleaning, here are 6 (mostly) free tips on housekeeping for your computer that anyone can do to keep it optimized and in good health: Antivirus program â€“ make sure [...]
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<li><a href='http://illuminea.com/bootstrapping/8-bootstrapping-tips-that-will-cut-costs-today/' rel='bookmark' title='8 Bootstrapping Tips That Will Cut Costs Today'>8 Bootstrapping Tips That Will Cut Costs Today</a> <small>The following is a guest post by Heather Johnson. Her...</small></li>
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			<content:encoded><![CDATA[<div style="text-align: center"><img id="image101" alt="cleaning 6 tips for cleaning up your computer (for Pessach)" src="http://www.illuminea.com/blog/wp-content/uploads/2007/03/cleaning.png" title="6 tips for cleaning up your computer (for Pessach)" /></div>
<p>With Pessach around the corner, many people are busy  scrubbing their homes to rid them of all signs of <em><a href="http://en.wikipedia.org/wiki/Chametz" rel="nofollow" title="Chametz on Wikipedia" >chametz</a>. </em>In honor of  this season of cleaning, here are 6 (mostly) free tips on housekeeping for your  computer that anyone can do to keep it optimized and in good health:</p>
<ol>
<li><strong>Antivirus       program</strong> â€“ make sure you have a good antivirus program installed on       your computer, and that is constantly being updated. Two good antivirus       programs are <a href="http://www.symantecstore.com/dr/sat5/ec_Main.Entry17C?SID=27686&#038;SP=10023&#038;CID=0&#038;PID=853541&#038;PN=1&#038;V1=853541&#038;CUR=840&#038;DSP=&#038;PGRP=0&#038;ABCODE=&#038;CACHE_ID=205602" rel="nofollow" >Norton       Antivirus</a> and <a href="http://www.mcafee.com/" rel="nofollow" >McAfee</a>, and they       cost about $40-$50 for a one year license. These programs are constantly       monitoring your computer&#8217;s activity in the background, and scan documents       and email attachments for potential threats. Once a week, manually update       your antivirus program and run a complete scan of all of your computer.</li>
<li><strong>Disk       and registry cleanup</strong> â€“ as you install, uninstall and run your       programs, a lot of garbage files are created that take up space and slow       down your computer&#8217;s performance. I use a free program called <a href="http://www.ccleaner.com/" rel="nofollow" >CCleaner</a> to clean up my computer.       CCleaner analyzes your hard drive for files that can be safely deleted,       such as temporary files and cookies. For example, I just ran it and       deleted 360 MB of extra stuff. Then it scanned the computer for issues, and       identified registry files that needed to be fixed.</li>
<li><strong>Update       your Windows and Office software</strong> â€“ To update your Windows, go to <a href="http://windowsupdate.microsoft.com/" rel="nofollow" >http://windowsupdate.microsoft.com/</a>.       It checks your computer to see what updates you need, and installs them       for free (as long as you have authentic Windows software).</li>
<li><strong>Protect       your computer against spyware</strong> â€“ As you surf the web, chances are       little files and programs are being deposited on your computer without       your permission. It is recommended that you run at least two different       anti-spyware programs, since they tend to catch different things. I use <a href="http://www.microsoft.com/athome/security/spyware/software/default.mspx" rel="nofollow" >Windows       Defender</a> and <a href="http://www.ewido.net/en/download/" rel="nofollow" >AVG       Anti-Spyware</a>, both of which are free. Update your anti-spyware       programs and run a full system scan at least once a week.</li>
<li><strong>Disk       defragmentation</strong> â€“ In Windows go to Start > All Programs >       Accessories > System Tools > Disk Defragmenter. Analyze your hard       drive, and then defragment. Defragmenting your disk organizes your file       system and helps Windows read files faster. Don&#8217;t do anything on your       computer while it is defragmenting your hard drive. Do this about once a       month.</li>
<li><strong>Backup       backup backup</strong>! Wouldn&#8217;t it suck if that paper you were working on for       days was lost forever? Backup as frequently as you don&#8217;t want to lose new       information. You can burn your information onto a CD or DVD, portable hard       drive, or use any of the online services. Just make sure to do it.</li>
</ol>
<p>A happy computer means a happy computer user!</p>
<p>Happy Pessach and enjoy the matza!</p>
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<li><a href='http://illuminea.com/bootstrapping/cool-tool-zoho-planner-%e2%80%93-every-to-do-has-its-place/' rel='bookmark' title='Cool Tool: Zoho Planner â€“ Every to do has its place'>Cool Tool: Zoho Planner â€“ Every to do has its place</a> <small>One of the challenges of running your small business is...</small></li>
</ol></p>]]></content:encoded>
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		<title>ROWE &#8211; the future of the work-life balance?</title>
		<link>http://illuminea.com/small-business/rowe-life-work-balance/</link>
		<comments>http://illuminea.com/small-business/rowe-life-work-balance/#comments</comments>
		<pubDate>Wed, 21 Mar 2007 12:21:21 +0000</pubDate>
		<dc:creator>Miriam Schwab</dc:creator>
				<category><![CDATA[Small Business]]></category>
		<category><![CDATA[Social Responsibility]]></category>
		<category><![CDATA[Blogging]]></category>
		<category><![CDATA[maternity leave]]></category>
		<category><![CDATA[motherhood]]></category>
		<category><![CDATA[self employment]]></category>
		<category><![CDATA[Time Management]]></category>
		<category><![CDATA[women]]></category>

		<guid isPermaLink="false">http://www.illuminea.com/blog/small-business/rowe-life-work-balance/</guid>
		<description><![CDATA[It is apparent that many women find the work environment to be a hostile place. Stories abound about women being asked all manners of inappropriate questions in interviews, such as if they have children, do they plan on having children, what does their husband think of their career, etc. Employers want assurance that work will [...]
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			<content:encoded><![CDATA[<div style="text-align: center"><img id="image97" alt="balance2 ROWE   the future of the work life balance?" src="http://www.illuminea.com/blog/wp-content/uploads/2007/03/balance2.jpg" title="ROWE   the future of the work life balance?" /></div>
<p>It is apparent that many women find the work environment to be a hostile place. Stories abound about women being asked all manners of inappropriate questions in interviews, such as if they have children, do they plan on having children, what does their husband think of their career, etc. Employers want assurance that work will come above all else, and an employee must commit to that work ethic or else.</p>
<p>For mothers of small children, this approach is particularly problematic. As we know, children are unpredictable. They can get sick, they can have vacations, and they may just want and need attention. All of this demands time and understanding, something rare in the workplace.</p>
<p>Many newspapers have reported about the high-power career women who have left their jobs to pursue a career in caring for their children. But do they do this out of will, or because they feel that they are forced out?</p>
<p>Of course, it is not only women that seek a better balance between family and work. Many men also would like to have more time to spend with their families and children.</p>
<p><strong>The ROWE approach &#8211; Results Only Work Environment</strong></p>
<p>Self-employment is one option for those seeking greater flexibility in their jobs. But self-employment is not for everyone, and many prefer the security of a monthly paycheck.</p>
<p>The answer (possibly): ROWE &#8211; Results Only Work Environment. This is an experiment that has been implemented by <a href="http://www.bestbuy.com/" rel="nofollow" title="Best Buy" >Best Buy</a>, whereby bosses have no say in scheduling and can only judge employees by tasks successfully completed. So workers can work when and were they want, as long as they fulfill their responsibilities. This &#8220;experiment&#8221; has been in place for five years, and Best Buy reports that employee productivity has increased an average of 35% in departments covered by the program.</p>
<p>This plan not only increases productivity, but <a href="http://www.time.com/time/magazine/article/0,9171,1083900,00.html" rel="nofollow" title="Throwing out the Rules of Work" >also saves them money</a>:</p>
<blockquote><p>&#8220;The per-employee cost of turnover is $102,000, and ROWE teams have 3.2 percent less voluntary turnover than non-ROWE teams. So once Best Buy&#8217;s 4,000-person headquarters is completely converted to ROWE, the company stands to save about $13 million a year in replacement costs.&#8221;</p></blockquote>
<p>I can personally attest to the ridiculousness of time-based employment. In one of my first jobs, I was employed as an editor for 20 hours a week, and up to 40 depending on the workload. I was completing the editing work in 5 hours. To fill up the remaining 15, I offered to take on other tasks. I ended up reorganizing their library and became their &#8220;librarian&#8221;, helped the bookkeeper with her backlog, and I even started working for another department doing research and improved their client-communication material. Not to mention that I worked with them on writing their brochure, and managed the project for improving their CRM system. But when the end of the year came, they saw that I was missing many hours because often I would come in a half hour late or leave a bit earlier because of my kids &#8211; this adds up over a year. They didn&#8217;t care that I was doing three times the amount of work, and made me pay for my missing hours. Some of you may think this is totally fair on their part, but I felt very unappreciated (and soon left to more appreciative pastures).</p>
<p>The conventional time-based work environment penalizes those who are efficient. It may even encourage people to waste time &#8211; why should they fulfill a task in one hour if it means they will only get recognition for one hour of work? Better to drag it across three hours, and make the boss happy.<br />
Will companies begin to adopt ROWE? I don&#8217;t think so, at least not in the foreseeable future. It&#8217;s hard to get executives to wrap their heads around this new way of thinking. But at least there&#8217;s hope on the horizon!</p>
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		<title>And on the subject of taxes&#8230;</title>
		<link>http://illuminea.com/small-business/and-on-the-subject-of-taxes/</link>
		<comments>http://illuminea.com/small-business/and-on-the-subject-of-taxes/#comments</comments>
		<pubDate>Sat, 17 Mar 2007 21:14:44 +0000</pubDate>
		<dc:creator>Miriam Schwab</dc:creator>
				<category><![CDATA[Small Business]]></category>
		<category><![CDATA[Blogging]]></category>
		<category><![CDATA[taxes]]></category>

		<guid isPermaLink="false">http://www.illuminea.com/blog/small-business/and-on-the-subject-of-taxes/</guid>
		<description><![CDATA[One of my last posts was about the burden of taxes on small businesses, and how they stifle growth. To continue in that spirit, here are some quotes about the beauty of taxation: &#8220;I contend that for a nation to try to tax itself into prosperity is like a man standing in a bucket and [...]
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<li><a href='http://illuminea.com/small-business/israeli-small-businesses-doomed-to-failure/' rel='bookmark' title='Israeli small businesses doomed to failure'>Israeli small businesses doomed to failure</a> <small>The Israeli economy is growing at a tremendous pace, yet...</small></li>
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</ol>]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.illuminea.com/blog/small-business/smile-if-you-pay-more-taxes/" rel="nofollow" title="Smile if you pay more taxes" >One of my last posts</a> was about the burden of taxes on small businesses, and how they stifle growth. To continue in that spirit, here are some quotes about the beauty of taxation:</p>
<p>&#8220;I contend that for a nation to try to tax itself into prosperity is like a man  standing in a bucket and trying to lift himself up by the handle.&#8221;<br />
-Winston  Churchill</p>
<p>&#8220;Giving money and power to government is like giving whiskey and car keys to  teenage boys.&#8221;<br />
-P.J. O&#8217;Rourke</p>
<p>&#8220;Government&#8217;s view of the economy could be summed up in a few short phrases: If  it moves, tax it. If it keeps moving, regulate it. And if it stops moving, subsidize it.&#8221;<br />
-Ronald Reagan  (1986)</p>
<p>&#8220;In general, the art of government consists of taking as much money as possible  from one party of the citizens to give to the other.&#8221;<br />
-Voltaire (1764)</p>
<p>&#8220;The only difference between a tax man and a taxidermist is that the taxidermist  leaves the skin.&#8221;<br />
-Mark Twain</p>
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</ol></p>]]></content:encoded>
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		<title>Coaching tailored for women and work</title>
		<link>http://illuminea.com/small-business/coaching-tailored-for-women-and-work/</link>
		<comments>http://illuminea.com/small-business/coaching-tailored-for-women-and-work/#comments</comments>
		<pubDate>Thu, 15 Mar 2007 21:15:10 +0000</pubDate>
		<dc:creator>Miriam Schwab</dc:creator>
				<category><![CDATA[Small Business]]></category>
		<category><![CDATA[maternity leave]]></category>
		<category><![CDATA[motherhood]]></category>
		<category><![CDATA[self employment]]></category>

		<guid isPermaLink="false">http://www.illuminea.com/blog/small-business/coaching-tailored-for-women-and-work/</guid>
		<description><![CDATA[After I gave birth recently, I found myself in an entirely new situation with regards to motherhood and work. For the first time, I gave birth not as an employee, but as a business owner. This meant that I could not expect a maternity leave like the one I had known after my previous child [...]
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</ol>]]></description>
			<content:encoded><![CDATA[<div style="text-align: center"><img id="image90" alt="coach Coaching tailored for women and work" src="http://www.illuminea.com/blog/wp-content/uploads/2007/03/coach.jpg" title="Coaching tailored for women and work" /></div>
<p>After I gave birth recently, I found myself in an  entirely new situation with regards to motherhood and work. For the first time,  I gave birth not as an employee, but as a business owner. This meant that I  could not expect a maternity leave like the one I had known after my previous  child was born, where I switched off almost all connections from anything  work-related. I did not know what I was in for, and I have to admit that the  new reality of business-owner/new mother caught me off guard.</p>
<p>Before I gave birth, I made an effort to find  information that would help me manage business and baby at the same time. Most  of the information that showed up in searches was related to the technicalities  of maternity leave and receiving compensation. There was almost nothing about  women business-owners and how they should handle their maternity leave period.</p>
<p>After Tifferet was born, I became aware of the difficulty  of my situation and began blogging about it for two reasons: 1. Writing is a  therapeutic activity, and it helped me get my head around my current situation;  and 2. I was hoping that other women could benefit from reading about birth and  business.</p>
<p>Surprisingly, a man expressed the most interest in  what I was writing. Bill Dueease is a business coach who was inspired by my writing  to create <a href="http://www.findyourcoach.com/0o-workingmother-coach.htm" rel="nofollow" >a page</a> on <a href="http://www.findyourcoach.com/index.htm" rel="nofollow" >his coaching site</a> dedicated to women and the dilemmas they face with regards to work. He recently  completed the page, and posted the link in a comment. It looks like he&#8217;s  managed to identify almost all of the possible situations, at all stages of  life that women face with regards to work and family. Does he have the answers  as to how to manage these situations? Right now only his clients will know. In  the meantime, my &#8220;maternity leave&#8221; ends in two weeks, and I still  don&#8217;t know the answers, although I think I&#8217;m starting to get an idea. Stay  tunedâ€¦</p>
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